Verifiable Credentials — beyond the Hello World

Credit Lending — Home Mortgage (ouch!)

  • The Lender needs to trust the Credit Score to pre-qualify
  • The Lender needs to trust the employer and other bank information to qualify the user.
  • The Underwriter needs to trust the county and appraiser to value the house
  • The Lender needs to trust the Underwriter to release money to the Builder.
  • The Title Company needs all parties to sign a multi-party agreement with Lender, Homeowner and the Builder.
Credits: Salesforce application as an example
  • Who are these issuers and how are they qualified?
  • What credentials can they issue and how does the user acquire them?
  • How are these credentials verified?
  • Can you verify these credentials from only a few trusted partners?
  • How is consent captured and who owns the risk?
  • Where does information reside and can we meet compliance goals?

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Executive Leader| Data and Identity Champion| Innovation and Product Builder

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Kiran Addepalli

Kiran Addepalli

Executive Leader| Data and Identity Champion| Innovation and Product Builder

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